Before having Leland, Dave and I did pretty well financially. We both made what we considered decent wages and we always had more than enough financially. We could pay our bills, go out to eat anytime we wanted, go to movies, and still have plenty leftover to put in savings. We were very diligent about putting money in savings back then - on the 25th of each month, we put a certain amount of money in our savings. We were pretty proud of ourselves for being so young and having the savings account we had.
Then, after my miscarriage, we suddenly had a hard time having that amount available at the end of each month. Nothing major had changed with our finances, except that the D&C was pretty expensive. Still, we found ourselves with more than enough most of the time.
Once Leland arrived and we had to pay extra insurance and pay for daycare, we found ourselves not having quite so much extra. Really, hardly any at all. Enough to buy a pair of shoes if we needed, but not enough to put anything in savings.
And now that Alden is here, and we're about to pay for two kids in daycare, well...I don't see us having extra at all in the near future.
The past few months have been pretty rough on us financially. Dave was laid off from his job in September, and although he was able to work with a friend, he made significantly less money. Add that to the fact that I haven't had a paycheck since November, and things have been pretty tight around here.
Somehow, we've managed to make it through my maternity leave (and Christmas and birthday) without taking much out of savings. It's been pretty miraculous, actually.
Sometimes I feel like such a failure for struggling the way we do financially. And as I see so many around me who have so much extra, I can't help but feel like we're doing something wrong. But what? We don't spend frivolously, and when we do spend big - like my stroller - we use my summer job money or Dave works on the side to pay for it. We don't have debt, except for student loans, my car, and our house. Those are all pretty normal debts (name one person who had their house and car paid for at 30) and they're not big payments. We both make decent wages. So I just don't understand why we don't have the "extra."
I've even praying over the last few months to "just get through" my maternity leave and to just "have enough." I am so thankful that God has answered our prayers and provided us enough. In doing the math before Alden was born, I just didn't see that happening. But it has just worked out.
During this time, we've also been blessed by some amazing friends and their generous gifts (for my kids and for us). Toys for my kids, a membership to the children's museum (so we can go anytime we want for the next year), and a gift card are incredible blessings for us.
The other night, I saw someone on Instagram talking about praying for "more than enough." I have never prayed for more than enough because it seemed kind of greedy. I mean, there are so many people out there who have much less than we do so it didn't feel right to pray for more.
That night, though, I prayed for enough to help Dave not feel so stressed about money. Dave is a major worrier. If there's one thing that causes stress in our marriage, it's our finances because he's always so stressed about it that he can't enjoy anything. So I prayed for enough for Dave to not have so much worry on his shoulders.
Let me tell you that my jaw about dropped to the floor when he came home the very next day and said he got a raise at work.
He just went back about three weeks ago from being laid off, and since then, he has received the biggest bonus he's ever gotten and a raise. To me, this is nothing short of a God thing. I am so incredibly thankful. God never ceases to amaze me.
I still wonder when we'll get back to having the extra that we used to have. Honestly, though, that probably won't happen until at least one kid is out of daycare (if then). But I feel so blessed to have enough, and even more than enough sometimes. Yes, we have to work extra jobs for our "extra," but I'm thankful for those opportunities.